Check out Schererville, Dyer and Munster Indiana USA! |  | | | Schererville: Crossroads of the Nation | |
 Long before Indiana became a state, long before the founding of Schererville, people called this place the "Crossroads." The name was appropriate, for several Indian trails that later became routes for the wagons of settlers traveling west intersected here. One of those settlers was Nicholas Scherer, who arrived in the U.S. from Germany in 1846. When he came to this place at the southern tip of Lake Michigan in 1866, he founded the community that bears his name. Today, trails still cross at Schererville, the modern trails of a motorized society, U.S. Highways 41 and 30. Nearby are newer trails, I-80/94 and I-65. All these are primary transcontinental routes and gives Schererville its slogan: "Crossroads of the Nation." Schererville boasts a variety of excellent recreational facilities, including a sports complex, two golf courses, and a race track. The Schererville Park Department maintains 18 parks and offers wide-ranging activities such as exercise and aerobics programs, tennis and soccer. The community's proximity to Indiana Dunes State Park on the shores of Lake Michigan enhance its recreational opportunities. The Lake Central School Corporation serves some 7,810 Schererville area students. It operates a high school, two middle schools, and six kindergarten through fifth elementary schools. These students come from the rapidly growing communities of Schererville, Dyer, St. John and St. John Township. To accommodate continuing growth, the school system has added to existing school buildings and is planning construction of a seventh elementary school in the near future. The area also has several private and parochial schools that provide excellent educational programs. Several well-known institutions for higher education for higher education are nearby. These include Purdue Calumet, Hammond; Calumet College, Whiting; Indiana University Northwest, Gary; and Valparaiso University, Valparaiso, Hyles Anderson College, Crown Point. Five hospitals provide high quality health care and treatment to the Schererville area. These are St. Margaret Mercy Health Care South Campus, St. Anthony Medical Center, Munster Community Hospital, Methodist Hospital, and Southlake Center for Mental Health Care. A variety of clinics also offer medical and dental services.
 The town of Dyer is located along the Illinois state line, 15 miles south of Lake Michigan, with Chicago an easy drive of 30 miles. Incorporated in 1910, it has remained basically residential with related business and commercial service providers nearby, governed by a five-member Town Council. Supplementing the Town Council are a three-member Metropolitan Police Commission, an Economic Commission and a Recycling Committee. A majority of Dyer's residents are employed in the Calumet region. Located in northern Lake County, Dyer is generally included as a part of the Chicago Metropolitan area, wich is heavily industrialized and provides a vast range of employment for our residents. The larger industries in this region are related to steel production and fabrication, refining of petroleum and manufacturing of automotive products.
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The beautiful homes, excellent schools, and attractive parks of Munster are there due to careful planning. Rigid zoning, construction, and landscaping requirements continue to guide both residential and industrial development. As a result, Munster is enviably beautiful and serene, with a sense of real seclusion despite its location in busy northwest Indiana. Interstate 80/94 spans the community's northern boundary, providing direct access to the huge metropolitan Chicago market, as well as ease of travel to all points in the nation. Approximately 20,000 people make Munster their home. More than half are executives and professionals. As a result, much is expected of the town and much is achieved. For example, Munster's multi-million dollar Center for the Visual and Performing Arts has become a cultural focal point for residents in Munster and neighboring communities. The Center is home to the Northwest Indiana Symphony Orchestra and the Northern Indiana Arts Association. Offices of the Munster Chamber of Commerce, Munster Cable studio, and Theatre at the Center are also located in the Center. Shopping is always conveniently near to Munster homes, situated along several major arteries that crisscross the community. Munster's beautiful parks and its proximity to the Indiana Dunes State Park and National Lakeshore assures residents a myriad of opportunities for healthful outdoor activity and recreational. The nearness of Chicago allows residents to frequent the city's vast array of entertainment, cultural, and professional sports attractions. In every way, life in Munster is simply splendid.
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First Time Buyers >The Down Payment
Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.
If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.
When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.
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| Q |
What is the highest skyscraper hotel in the world?
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The Grand Hyatt Shanhai in Pudong, Shanhai, China occupies the top 35 floors of the 88-story Jin Mao Tower, which at 1,378 feet is the tallest building in China and the third tallest building in the world. |
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