Schererville, Dyer and Munster real estate and homes for sale in Indiana - Diane Trippeer, REALTOR® Diane Trippeer REALTOR(r) for Schererville, Dyer and Munster, Indiana real estate - NUMBER1EXPERT™ Diane Trippeer NUMBER1EXPERT(tm) for Schererville, Dyer and Munster, Indiana real estate
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Diane Trippeer, REALTORŪ, real estate agent and broker for Schererville, Dyer and Munster Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

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Real Estate Trivia
Q 
What is the world's most capacious building?

A 
The Boeing Company's main aircraft assembly plant in Everett, Washington, has been expanded to a capacity of 13.4 million cubic meters, or 473 million cubic feet.
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Diane Trippeer, REALTORŪ, real estate agent and broker for Schererville, Dyer and Munster Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Trippeer
McColly Real Estate

850 Deer Creek
Schererville, IN. 46375
Phone: 219-864-7512
Fax: 219-322-0311
Email: homesnorthwestindiana@NUMBER1EXPERT.com

Meet Diane Trippeer: Her twenty years of real estate experience and over 100 million in sales means that you will receive good service that is backed by confidence, trust and loyalty. She has received numerous awards and degrees for her expertise. Your concerns in handling the details of an important transaction will be addressed professionally and with sincere sensitivity to your needs. Just call or email her today!

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McColly Real Estate real estate and homes for sale in Schererville, Dyer and Munster Indiana

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